Income protection kicks in if you’re unable to work due to:

• Illness (physical or mental health conditions)

• Injury or accident

• Long-term sickness

It pays out a regular tax-free income to cover your essential expenses, including:

• Mortgage or rent payments

• Household bills

• Food and everyday living costs

• Childcare

• Any other financial commitments

If you’re self-employed, don’t have sick pay, or your employer only offers limited cover, income protection is essential. It’s also worth considering if you’re the main breadwinner, have dependents, or simply want the reassurance that your income is protected no matter what.

We’ll help you find a policy that fits your needs and budget, with the right level of cover and the right waiting period (the time between making a claim and receiving payments). We’ll also make sure you understand exactly what’s covered, so there are no surprises down the line.

Because your income is your lifeline—let’s make sure it’s protected.